Make the most of local
with a Ruralco credit card

Ruralco partners with over 3,000 businesses around New Zealand, to offer you discounted pricing in the places you shop. We know and support local business, and work together to provide real value and savings to the local communities where we live and work.

Which card is right for you?

Ruralco Business Credit Card

Apply Now

Simplify your business spending with a Ruralco Business Credit Card. Gain access to discounts and savings for your business purchases, large or small. You’ll get one comprehensive, convenient statement each month, with itemised invoices and GST amounts for all of your purchases, making managing cash flow easy.

Find Out More

Ruralco Credit Card

Apply Now

With a Ruralco Credit Card for personal use, you’ll be able to access discounts and savings at the local places you shop every day. Keep on top of your everyday spending through our easy online platform and one monthly statement, with all of your transactions and savings clearly itemised.

Find Out More

As a Ruralco cardholder, you gain access to:

Up to 40% savings on products and services through our Ruralco Merchant network.
Consistent savings of at least 12¢* per litre off the pump price at over 300 fuel outlets, including Mobil Service Stations, Allied Fuel Stops and listed sites nationwide.
Farm supplies such as agri chemicals, animal health and nutrition, seed, fertiliser, irrigation, fencing, clothing, footwear and farm equipment.
Competitive deals on bulk fuel deliveries and fuel storage options for your farm.

Expert advice and competitive energy deals on energy, LPG and solar power.
Seed and agronomy advice from our team of experts.
Farm advice and support from our local team.
Up to date information about the latest health and safety compliance standards.
Our seasonal Real Farmer publication, which covers the latest farming innovations.

Credit Card FAQs

Find Out More

Important Information

*Subject to change.
Eligibility criteria, lending criteria, terms and conditions apply. If you do not pay your balance in full each month, you may incur interest charges. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off the unpaid balance. Ruralco Credit Card Terms and Conditions for the applicable card apply.

Terms and Conditions

Ruralco is a values-led farming co-operative since 1963. We make your farming life easier with the convenience of one card to use online or in store with one statement for consolidated spend & improved cashflow.

Through our supplier network we offer competitive pricing with real value to meet the needs of your farming business.

We are experts in agriculture, providing a complete solution with personalised farming advice and the latest innovations, on farm, instore or online.

Learn More