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Spend for your school
We're local first. That means we're making sure we give back to our local communities and the future farmers of Mid Canterbury.

Our Spend for Your School programme offers you the chance to win $500 for a primary school of your choice. For every 10 transactions with businesses who accept the Ruralco card you get one entry into the prize draw. 

Plus you get great discounts and real value when you choose to use your Ruralco card.


Terms and conditions
Complete 10 transactions with Ruralco Card Merchants and go into the draw to win $500 for your local school. All references to the promoter Ruralco apply to both legal entities Ashburton Trading Society Limited (“ATS”) and Ruralco NZ Limited (“Ruralco”, “us”, “we”, or “our”).
  • The promotion consists of one $500 cash prize per month, (for the 2024 calendar year), transferred to the bank account of the primary school chosen.
  • Prize can only be given to one Mid Canterbury based primary school.
  • The entry period is each calendar month.
  • Qualifying merchants include all businesses that accept the Ruralco card for payment. This includes Ruralco retail stores. 
  • Sales/transactions must be charged to a Ruralco Account or paid for by a Ruralco credit card. 
  •  Every 10 transactions made with qualifying Merchants during the entry period equals one entry into the prize draw.
  • A random prize draw from qualifying entries for each calendar month will take place on the 8th working day of the following month.
  • The winner drawn is final, and no correspondence will be entered into.
  • Winners will be notified by email or phone within 3 days of the prize draw. If a winner cannot be contacted within this timeframe, the prize shall be forfeited, and another winner will be drawn.
  • Winners have 1 week from prize drawn to select a primary school of their choice.
  • The prize is non-transferable, non-refundable, and non-exchangeable. Ruralco may substitute the prize or any portion of the prize with an alternative prize of equivalent value without notice.
  • By accepting the prize, you consent to the terms and conditions of the promotion.
  • Ruralco reserves the right to communicate details of winners in promotional activity. By accepting the prize, you consent to Ruralco using your name, should you win, in such promotional activity and material as Ruralco may require. 
  • Except for any liability that cannot be excluded by law, Ruralco (including its employees and agents) excludes all liability for any direct, indirect, special, or consequential loss, damage, or injury (including loss or opportunity and any personal injury, whether physical or mental) arising in any way of the prize draw or acceptance or use of any prize. To the extent permitted by law, neither Ruralco nor its agents will be responsible for the quality of any prize once issued.
  • Ruralco staff accounts and immediate families, Board Director accounts and immediate families, Ruralco Partner/Merchant businesses, and Ruralco Instore Days participating businesses, their staff, and immediate families are not eligible to win. Ruralco staff who hold Shareholding accounts or Sub Accounts are eligible to win.
  • Ruralco reserves the right to amend the terms and conditions of the promotion or cancel the promotion at any time (and if cancelled, that Ruralco may elect not to award any of the prizes).
Our Story

Ruralco is a values-led farming co-operative since 1963. We make your farming life easier with the convenience of one card to use online or in store with one statement for consolidated spend & improved cashflow.

Through our supplier network we offer competitive pricing with real value to meet the needs of your farming business.

We are experts in agriculture, providing a complete solution with personalised farming advice and the latest innovations, on farm, instore or online.

Learn More

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About Us
Ruralco is a values-led farming co-operative since 1963. We make your farming life easier with the convenience of one card to use online or in store with one statement for consolidated spend & improved cashflow.

Through our supplier network we offer competitive pricing with real value to meet the needs of your farming business.

We are experts in agriculture, providing a complete solution with personalised farming advice and the latest innovations, on farm, instore or online.

Learn more
Annual Report
Connect With Us
© Ruralco 2024 | Ruralco is the trading name for Ashburton Trading Society, a New Zealand owned co-operative