Make the most of local

Get great deals in your backyard

Become a Ruralco Shareholder
Enjoy the convenience and start saving today

Ruralco partners with over 3,000 businesses around New Zealand, to offer you discounted pricing in the places you shop with the Ruralco Credit Card. We know and support local business and work together to provide real value and savings to the local communities where we live and work.

Ruralco Business Credit Card

Simplify your business spending with a Ruralco Business Credit Card. Gain access to discounts and savings for your business purchases, large or small. You’ll get one comprehensive and convenient statement each month, with itemised invoices and GST amounts for all of your purchases, making cash flow management easy.

Key Benefits

3,000 businesses nationwide accept the Ruralco Card
Exclusive discounts and offers
Members pricing at Ruralco stores
Interest free* when your account is paid on time
No transaction fees
Spend split per card on your account
Credit limits apply per account
One monthly consolidated statement with itemised invoices
Access to My Ruralco, our web portal where you can access all your statements online

To access all of these benefit and receive a Ruralco Credit Card* you need to join Ruralco as a Shareholder.

Find out more about joining Ruralco

Important Information

*Eligibility criteria, lending criteria, terms and conditions apply. If you do not pay your balance in full each month, you may incur interest charges. If you only make the minimum payment each month, you will pay more in interest, and it will take you longer to pay off the unpaid balance. Ruralco Credit Card Terms and Conditions for the applicable card apply. View the Ruralco Credit Card Terms and Conditions here.

Ruralco is a values-led farming co-operative since 1963. We make your farming life easier with the convenience of one card to use online or in store with one statement for consolidated spend & improved cashflow.

Through our supplier network we offer competitive pricing with real value to meet the needs of your farming business.

We are experts in agriculture, providing a complete solution with personalised farming advice and the latest innovations, on farm, instore or online.

Learn More